August 5, 2024
Art Investment

Rosland Capital Review 2023


Our experts answer readers’ investing questions and write unbiased product reviews (here’s how we assess investing products). Paid non-client promotion: In some cases, we receive a commission from our partners. Our opinions are always our own.

Rosland Capital is a precious metals dealer that offers a wide range of gold, silver, platinum, and exclusive products to investors. It’s best for investors who want to add precious metals to their diversified portfolios, whether through a gold IRA or by purchasing precious metals directly.

Rosland has a relatively low minimum balance requirement, and lower fees than most of its competitors. It earns a spot on our list of the best gold IRAs — check out this guide for more options and to learn more about investing in gold.

Rosland Capital

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.15/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Rosland Capital gives $1,000 in free gold on orders above $20,000 (up to $15,000 in free products), and it offers newcomers a free gold kit that contains information about the investment process.


Fees

$50 one-time set-up fee, $100 annual maintenance fee, a storage fee of $100 or $150, and a $40 paper statement fee (if you choose to receive paper statements)

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Low set-up fee ($50)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Supports gold, silver, and platinum
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Relatively low minimum balance requirement
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers users $1,000 in free gold for on orders above $20,000 (up to $15,000 in free products)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. New users receive a free, informational gold kit
Cons

  • con icon Two crossed lines that form an ‘X’. No mobile apps
  • con icon Two crossed lines that form an ‘X’. No way to open account without speaking to a representative
  • con icon Two crossed lines that form an ‘X’. Limited information on company website


Insider’s Take

Rosland Capital’s investment selection consists of gold, silver, and platinum, so the platform is perfect for precious metals-minded investors.

Rosland Capital Review

Rosland is best for fee-conscious investors looking to add precious metals to their portfolio, as Rosland has lower fees and minimums than most competitors in the industry. But besides pricing, Rosland does not seem to offer a significant difference from other options.

Though the company was founded less than 20 years ago, the look and feel of the website feels antiquated and cluttered. The company also doesn’t appear to invest significantly in PR or advertising like other firms in this space. Neither of these items makes the company less trustworthy, but would-be investors may feel more reassured with a company that does more outreach and is easier to research.  

Pros and Cons of Rosland Capital

Rosland Capital Costs

According to Rosland Capital’s website, there are no fees for establishing and IRA account. However, Equity Institutional, the IRA custodian, does charge fees. There is a one-time $50 set-up fee and annual fees, including a $100 maintenance fee and a $100 to $150 storage fee, depending on the type of storage chosen.

There is also a $40 statement fee for customers who prefer paper statements, though electronic statements are free of charge.

If you decide to buy and hold physical gold on your own and not through an IRA, there is a $49 shipping fee, but it is waived with a $10,000 purchase. Lastly, Rosland Capital charges a commission, also known as a spread, when you purchase gold. This percentage can range between 4% and 33% and varies depending on the type of metal you are buying. 

How to Open an Account with Rosland Capital

To open an account with Rosland Capital, you must call the representative number listed on the website. There is also a form to enter your contact information for a representative to contact you.

After speaking with the representative, they will send over the paperwork needed to complete the opening process, and you will be asked to fund the account via rollover in the case of an IRA, or with a check or wire transfer if you opt to hold physical metals.

Rosland Capital

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.15/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Rosland Capital gives $1,000 in free gold on orders above $20,000 (up to $15,000 in free products), and it offers newcomers a free gold kit that contains information about the investment process.


Fees

$50 one-time set-up fee, $100 annual maintenance fee, a storage fee of $100 or $150, and a $40 paper statement fee (if you choose to receive paper statements)

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Low set-up fee ($50)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Supports gold, silver, and platinum
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Relatively low minimum balance requirement
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers users $1,000 in free gold for on orders above $20,000 (up to $15,000 in free products)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. New users receive a free, informational gold kit
Cons

  • con icon Two crossed lines that form an ‘X’. No mobile apps
  • con icon Two crossed lines that form an ‘X’. No way to open account without speaking to a representative
  • con icon Two crossed lines that form an ‘X’. Limited information on company website


Insider’s Take

Rosland Capital’s investment selection consists of gold, silver, and platinum, so the platform is perfect for precious metals-minded investors.

Rosland Capital Offerings

Rosland Capital provides several options to prospective investors. The company offers precious metal IRAs, gold, silver, bars, and a wide range of specialty coins. 

Gold IRA

With a Rosland Capital Gold IRA, you can invest in gold and other precious metals with the tax benefits of a retirement account. The company offers both traditional and Roth IRA options, providing flexibility depending on the investor’s preference. The representatives at the company strongly encourage you to open an IRA via rollover, which requires a $10,000 minimum, but with $20,000 or more, you can receive one year of free storage, according to the representatives we spoke with.

Once the account is open, you will have the option to buy and sell items such as gold and silver bars, coins, and more, which will be shipped and stored at a secure facility. To monitor prices and the performance of your investment, you can call your representative or use the client portal provided after the account is opened. In 2023, IRAs of any type have a contribution limit of $6,500 for those under the age of 50 and $7,500 for those aged 50 and up. In 2024, the limits increase to $7,000 and $8,000 respectively. Know that opening a new gold IRA does not increase your contribution limit.

Buying Physical Gold Directly

If you want to own gold outside of an IRA, Rosland Capital allows investors to purchase precious metals directly and have them shipped directly to their homes. Rosland has a large inventory of items, including exclusive branded items like the PGA Tour Coins and Formula 1 Championship coins. For this option, there is a minimum purchase of $2,000, a $49 shipping fee that can be waived with a larger purchase amount, and commission fees, which can vary. 

Rosland Capital FAQs

Marin Aleksov founded Rosland Capital in 2008. Aleksov was born and raised in Sweden and moved to the United States in 1993. Before founding RC, he was the Vice President and manager of Sales at Lear Capital, another precious metals dealer in Los Angeles.

Rosland Capital is a precious metal wholesaler, which means it makes money by marking up items before selling them to customers. Rosland also charges a commission when selling items but does not charge when buying items back from its customers.

The minimum investment is $2,000.

Yes. Rosland Capital has been operating for 15 years and has earned an A+ rating with the Better Business Bureau with a customer review score of 4.76 out of 5.

Compare Rosland Capital

Rosland Capital vs. American Hartford Gold

American Hartford Gold shares many similarities with Rosland Capital, though Rosland has lower fees and minimums across the board. Both offer gold IRAs and the option to buy and have precious metals shipped directly to your home. Despite the similarities in their offerings, investors may feel much more familiar with AHG due to its celebrity endorsements and sponsorships.

American Hartford Gold Review

Rosland Capital vs. Lear Capital

Lear Capital has been in the precious metals industry since 1997 and previously employed Rosland Capital’s CEO, Marin Aleksov. Unlike Rosland Capital, Lear offers a branded IRA called the Lear Advantage IRA that offers free IRA set-up and storage and a 24-hour risk-free purchase guarantee, among other benefits. Compared to Rosland Capital, Lear is much more transparent in the account opening process and fees and can be found quite easily on the FAQ section of its website.

Rosland Capital vs. Masterworks

Masterworks is a unique investing platform that allows its users to invest in works of art, including artists like Picasso and Basquiat. While both gold and art are considered alternative investments, their performance record and risks are quite different as gold is a commodity mostly used as a hedge against inflation. In contrast, art carries more risk and expertise for investors to understand the market.

Investors will also notice the difference in required minimums and fees. Masterworks requires a minimum of $15,000 to invest and does not have an IRA option. Investors with Masterworks must also hold their assets between three to 10 years, depending on which art they invest in. 

Masterworks Review

Why You Should Trust Us: How We Reviewed Rosland Capital

We evaluated Rosland Capital using Insider’s methodology for rating investing platforms. We examined fees, customer service experience, and investment options and rated them on a scale of 0 to 5. Rosland Capital was examined with a focus on how it performed in each category, and also how it stacks up against other companies offering gold IRAs and precious metals.

Rosland Capital

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.15/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Rosland Capital gives $1,000 in free gold on orders above $20,000 (up to $15,000 in free products), and it offers newcomers a free gold kit that contains information about the investment process.


Fees

$50 one-time set-up fee, $100 annual maintenance fee, a storage fee of $100 or $150, and a $40 paper statement fee (if you choose to receive paper statements)

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Low set-up fee ($50)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Supports gold, silver, and platinum
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Relatively low minimum balance requirement
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers users $1,000 in free gold for on orders above $20,000 (up to $15,000 in free products)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. New users receive a free, informational gold kit
Cons

  • con icon Two crossed lines that form an ‘X’. No mobile apps
  • con icon Two crossed lines that form an ‘X’. No way to open account without speaking to a representative
  • con icon Two crossed lines that form an ‘X’. Limited information on company website


Insider’s Take

Rosland Capital’s investment selection consists of gold, silver, and platinum, so the platform is perfect for precious metals-minded investors.



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